Healing Lahaina Now — And Forever
our programs
We know that only Lahaina’s people know what they need to be made whole. The Lahaina Community Land Trust is guided solely by the people we serve — from community members who lost homes, to those with generational ‘ike of this special place — all with a focus on ensuring our keiki thrive in the Lahaina of our future.
Our programs work to:
Provide Lahaina homeowners grants to rebuild when insurance falls short, in exchange for agreeing to protect properties for other local families if they sell in the future.
Purchase and protect land that might otherwise end up in the hands of investors.
Build homes within financial reach that are permanently protected for local families.
Most importantly: All of these protections are permanent. Our investment must only be used once to protect 'āina — forever.
Keep Lahaina Home
The Keep Lahaina Home Insurance Gap Program offers a powerful partnership between homeowners and LCLT to help rebuild Lahaina and ensure ‘ohana can afford to stay and rebuild.
Data compiled by the Hawaiʻi Insurance Division estimated that $1.366 billion dollars has been paid through claims for residential property losses in Lahaina; however, the community’s total losses are reported at nearly $1.633 billion – a nearly $300 million gap. Our program provides grants to bridge those financial gaps for ‘ohana whose insurance proceeds have fallen short, making rebuilding possible for local families.
The typical financial gap for homeowners ranges from $200,000 to $400,000, although that shifts along with construction material prices and labor costs. In exchange for this grant funding, homeowners join us in ensuring Lahaina stays affordable for local families for generations to come. This means committing to ensuring that homes will only ever be resold to kamaʻāina, at an attainable price.
Keep Lahaina Lands in lahaina hands
LCLT has emerged as a pivotal force in Lahaina’s post-disaster real estate market, participating in the majority of residential transactions in the burn zone. Besides protecting the ʻāina that we secure, our efforts to keep Lahaina lands in Lahaina hands also work to set the pace – and the sales comparisons – for all future residential sales.
As of March 2025, we have secured six properties, which are zoned for 13 housing units combined. Once those homes are built, they’ll be sold to Lahaina families at attainable prices through the Community Land Trust stewardship model.
Are you a Lahaina Land Owner?
As a Lahaina landowner considering the possibility of selling, we understand the complexities and emotions involved in such a decision. We're here to explore a partnership that respects your needs and aligns with the values of the Lahaina Community Land Trust.
By completing a brief form, you're taking a meaningful step toward a potential collaboration. Rest assured, we'll reach out to you within seven days to discuss how we can work together, ensuring your decisions are met with the care and consideration they deserve.
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Governing and advisory boards of The Trust will be filled by community members who represent Lahaina, including but not limited to community leaders, leaseholders, and potentially people who sold their land into the trust.
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A property owner decides to sell their property. The Lahaina Community Land Trust offers to buy properties at appraised value, as an alternative to purchase by profit-driven investors.
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When the future of Lahaina becomes clearer, after clean-up, community input helps The Trust decide the best use of each parcel. It’s all about empowering the community to guide the future use of these lands.
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Housing on lands owned by the trust can be built, purchased or leased at affordable rates to members of the community based on criteria determined by The Trust. Prices are kept affordable because it doesn’t include the price of the land. Lessees can build equity on their home, but agree to sell the home at affordable prices.
